Santander Business Cashback vs Lloyds Business Credit Card
Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.
| Profile | Santander Business Cashback | Lloyds Business Credit Card | Verdict |
|---|---|---|---|
| £2k/month, pays in full | £210 | £126 | Santander Business Cashback by £84/yr |
| £5k/month, pays in full | £570 | £138 | Santander Business Cashback by £432/yr |
| £10k/month, 20% foreign spend | £1,170 | −£78 | Santander Business Cashback by £1,248/yr |
| £5k/month, carries a balance | −£375 | −£430 | Santander Business Cashback by £55/yr |
Every rate, fee and bonus is read from the issuer's own published pages. Points are turned into pounds using sourced valuations, shown on the methodology page. Interest assumes about one month's spend carried.