Santander Business Cashback vs Lloyds Business Credit Card
Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.
| Profile | Santander Business Cashback | Lloyds Business Credit Card | Verdict |
|---|---|---|---|
| £2k/month, pays in full | £210 | £120 | Santander Business Cashback by £90/yr |
| £5k/month, pays in full | £570 | £123 | Santander Business Cashback by £447/yr |
| £10k/month, 20% foreign spend | £1,170 | £108 | Santander Business Cashback by £1,278/yr |
| £5k/month, carries a balance | £375 | £445 | Santander Business Cashback by £70/yr |
All rates, bonuses, point valuations, APRs, FX fees, perk values and eligibility thresholds are placeholders to be replaced with issuer-approved figures. Interest assumes ~one month's spend carried. See the methodology page for every assumption.