Lloyds Business Credit Card vs RBS / NatWest Business Card

Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.

ProfileLloyds Business Credit CardRBS / NatWest Business CardVerdict
£2k/month, pays in full£120£0Lloyds Business Credit Card by £120/yr
£5k/month, pays in full£123£177Lloyds Business Credit Card by £300/yr
£10k/month, 20% foreign spend£108£708Lloyds Business Credit Card by £600/yr
£5k/month, carries a balance£445£845Lloyds Business Credit Card by £400/yr

All rates, bonuses, point valuations, APRs, FX fees, perk values and eligibility thresholds are placeholders to be replaced with issuer-approved figures. Interest assumes ~one month's spend carried. See the methodology page for every assumption.