Lloyds Business Credit Card vs RBS / NatWest Business Card

Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.

ProfileLloyds Business Credit CardRBS / NatWest Business CardVerdict
£2k/month, pays in full£126£12Lloyds Business Credit Card by £114/yr
£5k/month, pays in full£138−£147Lloyds Business Credit Card by £285/yr
£10k/month, 20% foreign spend−£78−£648Lloyds Business Credit Card by £570/yr
£5k/month, carries a balance−£430−£815Lloyds Business Credit Card by £385/yr

Every rate, fee and bonus is read from the issuer's own published pages. Points are turned into pounds using sourced valuations, shown on the methodology page. Interest assumes about one month's spend carried.