Funding Circle Cashback Card vs Barclaycard Select Cashback

Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.

ProfileFunding Circle Cashback CardBarclaycard Select CashbackVerdict
£2k/month, pays in full£360£240Funding Circle Cashback Card by £120/yr
£5k/month, pays in full£900£421Funding Circle Cashback Card by £479/yr
£10k/month, 20% foreign spend£1,800£482Funding Circle Cashback Card by £1,318/yr
£5k/month, carries a balance£155−£675Funding Circle Cashback Card by £830/yr

Every rate, fee and bonus is read from the issuer's own published pages. Points are turned into pounds using sourced valuations, shown on the methodology page. Interest assumes about one month's spend carried.