Funding Circle Cashback Card vs Barclaycard Select Cashback

Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.

ProfileFunding Circle Cashback CardBarclaycard Select CashbackVerdict
£2k/month, pays in full£360£240Funding Circle Cashback Card by £120/yr
£5k/month, pays in full£900£421Funding Circle Cashback Card by £479/yr
£10k/month, 20% foreign spend£1,800£482Funding Circle Cashback Card by £1,318/yr
£5k/month, carries a balance£155£675Funding Circle Cashback Card by £830/yr

All rates, bonuses, point valuations, APRs, FX fees, perk values and eligibility thresholds are placeholders to be replaced with issuer-approved figures. Interest assumes ~one month's spend carried. See the methodology page for every assumption.