Capital on Tap Free Rewards vs Funding Circle Cashback Card
Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.
| Profile | Capital on Tap Free Rewards | Funding Circle Cashback Card | Verdict |
|---|---|---|---|
| £2k/month, pays in full | £240 | £360 | Funding Circle Cashback Card by £120/yr |
| £5k/month, pays in full | £600 | £900 | Funding Circle Cashback Card by £300/yr |
| £10k/month, 20% foreign spend | £1,200 | £1,800 | Funding Circle Cashback Card by £600/yr |
| £5k/month, carries a balance | £93 | £155 | Funding Circle Cashback Card by £248/yr |
All rates, bonuses, point valuations, APRs, FX fees, perk values and eligibility thresholds are placeholders to be replaced with issuer-approved figures. Interest assumes ~one month's spend carried. See the methodology page for every assumption.