Capital on Tap Free Rewards vs Funding Circle Cashback Card
Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.
| Profile | Capital on Tap Free Rewards | Funding Circle Cashback Card | Verdict |
|---|---|---|---|
| £2k/month, pays in full | £240 | £360 | Funding Circle Cashback Card by £120/yr |
| £5k/month, pays in full | £600 | £900 | Funding Circle Cashback Card by £300/yr |
| £10k/month, 20% foreign spend | £1,200 | £1,800 | Funding Circle Cashback Card by £600/yr |
| £5k/month, carries a balance | −£93 | £155 | Funding Circle Cashback Card by £248/yr |
Every rate, fee and bonus is read from the issuer's own published pages. Points are turned into pounds using sourced valuations, shown on the methodology page. Interest assumes about one month's spend carried.