Capital on Tap Free Rewards vs Amex Business Gold
Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.
| Profile | Capital on Tap Free Rewards | Amex Business Gold | Verdict |
|---|---|---|---|
| £2k/month, pays in full | £240 | £371 | Amex Business Gold by £131/yr |
| £5k/month, pays in full | £600 | £509 | Capital on Tap Free Rewards by £91/yr |
| £10k/month, 20% foreign spend | £1,200 | £546 | Capital on Tap Free Rewards by £654/yr |
| £5k/month, carries a balance | £93 | £767 | Capital on Tap Free Rewards by £674/yr |
All rates, bonuses, point valuations, APRs, FX fees, perk values and eligibility thresholds are placeholders to be replaced with issuer-approved figures. Interest assumes ~one month's spend carried. See the methodology page for every assumption.