Amex Business Gold vs BA Amex Accelerating Business

Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.

ProfileAmex Business GoldBA Amex Accelerating BusinessVerdict
£2k/month, pays in full£371£358Amex Business Gold by £13/yr
£5k/month, pays in full£509£611BA Amex Accelerating Business by £102/yr
£10k/month, 20% foreign spend£546£792BA Amex Accelerating Business by £246/yr
£5k/month, carries a balance−£767−£540BA Amex Accelerating Business by £227/yr

Every rate, fee and bonus is read from the issuer's own published pages. Points are turned into pounds using sourced valuations, shown on the methodology page. Interest assumes about one month's spend carried.