Amex Business Gold vs BA Amex Accelerating Business

Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.

ProfileAmex Business GoldBA Amex Accelerating BusinessVerdict
£2k/month, pays in full£371£302Amex Business Gold by £69/yr
£5k/month, pays in full£509£577BA Amex Accelerating Business by £68/yr
£10k/month, 20% foreign spend£546£830BA Amex Accelerating Business by £284/yr
£5k/month, carries a balance£767£574BA Amex Accelerating Business by £193/yr

All rates, bonuses, point valuations, APRs, FX fees, perk values and eligibility thresholds are placeholders to be replaced with issuer-approved figures. Interest assumes ~one month's spend carried. See the methodology page for every assumption.