Amex Business Gold vs Amex Business Platinum

Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.

ProfileAmex Business GoldAmex Business PlatinumVerdict
£2k/month, pays in full£371£39Amex Business Gold by £410/yr
£5k/month, pays in full£509£99Amex Business Gold by £410/yr
£10k/month, 20% foreign spend£546£136Amex Business Gold by £410/yr
£5k/month, carries a balance£767£1,177Amex Business Gold by £410/yr

All rates, bonuses, point valuations, APRs, FX fees, perk values and eligibility thresholds are placeholders to be replaced with issuer-approved figures. Interest assumes ~one month's spend carried. See the methodology page for every assumption.