Amex Business Gold vs Amex Business Platinum

Same four spending profiles, both cards, value in pounds. For your own numbers, run the full calculator.

ProfileAmex Business GoldAmex Business PlatinumVerdict
£2k/month, pays in full£371−£39Amex Business Gold by £410/yr
£5k/month, pays in full£509£99Amex Business Gold by £410/yr
£10k/month, 20% foreign spend£546£136Amex Business Gold by £410/yr
£5k/month, carries a balance−£767−£1,177Amex Business Gold by £410/yr

Every rate, fee and bonus is read from the issuer's own published pages. Points are turned into pounds using sourced valuations, shown on the methodology page. Interest assumes about one month's spend carried.